We offer loans on a minimum 1 month term right through to 36 months (3 years!). You can specify the term you’d like to repay the loan over during the application process. Flexibility is key to all our bad credit solutions, for all parties. In some cases, you may also accepted for your desired loan amount but over a longer term with a view of making it easier for you to repay. If the bad credit payday lender you’re matched with doesn’t consider this to be the case, you may be offered a smaller loan amount.
However, the lender will perform an eligibility check to determine if you’re able to meet the repayment terms safely and adequately. You can borrow as much as £5,000, as little as £100 and any amount in between. Our goal was to create a product that catered for all comers, regardless of loan amounts, desired terms and most notably, credit history. When it comes to short term lending, we believe we offer one of the most flexible solutions on the market. The specific features of our bad credit payday loans are what sets us apart from our competitors. Loan Amounts, Repayment Terms and Affordability Affordability considered over historic bad credit scores.Loan funds transferred on the same day you apply.Instant, on screen decision and approval.No phone calls to discuss your borrowing.Here’s why our customers prefer Omacl Loans: – So if you need urgent cash in an emergency, this solution is ideal. If you apply for a bad credit payday loan within regular business hours, it’s highly likely the loan fund transfer will be sent within one hour or less. Fund transfers post-approval are also handled in a timely and efficient manner. This is in part due to our vast partner network but primarily due to our approach to determining creditworthiness and affordability. And we also boast an above-average acceptance rating. There is no long, drawn-out approval process at Omacl. Upon submission of your loan application, you will receive an instant, on screen decision. Instant Decision, Funds Sent Without Delay, Bad Credit Accepted We appreciate our customers come to us because they need cash in a hurry, often same day. We also want to operate in a timely, hassle-free manner. Our goal is to make access to credit as quick, easy, and pain-free as possible. We require no additional paperwork, and there will be no verification phone calls. Omacl is a round-the-clock, 24/7/365 online payday loan service. No Paperwork, No Phone Calls – A 24/7/365 Online Service Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable).
Representative Example: £1,200 borrowed for up to 75 days.
Representative Example: Rates from 43.1% APR to 1333% APR.
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